Home. Toxic loans. Frozen Thresholds. Interest. Alternatives. Resources. Pay off debt.
Email :   focsakeuk@gmail.com

UK Student Loans




  

Videos:-


Student Loan Farce  (part 1)   Student Loan Farce  (part 2)  ,  Student Loan Farce  (part 3)


Or watch the shorter  30 minute trailer video   Student Loan Trailer


How to use the “Student loan and tax comparator” Google sheet




  

  On-line calculators :-.


“Student loan” Google sheet  -  used to produce tabulations and charts in this website and videos


“Student loan and tax comparator” Google sheet  - use this to see how much you would pay back either as a loan  (Plan 2, Plan 5, Reform’s policy) or tax (2012+ cohorts only, AAGT) for your future income/career.


IFS calculator  - brilliant resource devised and created by Kate Ogden at IFS which models revenues and a whole load of other metrics on a complex model of graduate income/employment pathways







What does the interest accruing on my debt mean for me?


Are there better systems than student loans?









  

Reading:-


My evidence submission to the  Treasury Committee on Student loans, chaired by Meg Hillier


Alan Roff “From Fiscal Illusion to Graduate contribution?” (HEPI) - an advocate for a “graduate tax” who exposes the idiocy and false accounting of the 2010 coalition government that led the IBR to expose a

£56 billion! debt in the national accounts


If you think the UK has it bad, find out what Trump is doing to IDR schemes (the equivalent of our income

contingent loan schemes in USA).  Where Trump leads,  Farage follows!

  

Get in touch!


If you have something relevant to say or have any questions contact me at focsakeuk@gmail.com


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Thank you for your attention.   I hope you found this website and my videos useful